Your metal is protected by the same institutional-grade security and insurance that exchanges, banks, and IRA custodians rely on.
Lloyd's of London insurance
Every ounce in the vault is insured all-risk under a policy underwritten by Lloyd's of London, the world's leading specialist insurance market. Coverage protects against theft, damage, and loss — a level of protection a home safe or bank safe-deposit box (which carries no FDIC or contents insurance) cannot provide.
Class 3 UL-rated vaults
Depositories are built to Underwriters Laboratories Class 3 standards with multi-redundant, real-time security systems monitored 24/7 by off-site specialists and enforced through stringent dual-control access procedures — no single person can access the vault alone.
Daily & monthly audits
Holdings are reconciled through daily and monthly activity audits performed both internally and by independent external auditors. Every item is accounted for, so your reported balance is always fully backed by physical metal you can verify.
Direct title in your name
Your metal is your property — held for you by IDS in your own account, off the depository's balance sheet, and never loaned, leased, or hypothecated. Segregated accounts keep your specific bars set aside in your name.
Accreditations & approvals
Accreditations vary by facility. See per-location details →